Unlock the Healing Benefits of Remedial Massage with Private Health Insurance Cover
Are you seeking a holistic approach to your healthcare that goes beyond traditional medical treatments? Look no further than a remedial massage. This unique form of treatment targets specific ailments, providing relief for muscle tension, chronic pain, and injuries.
And the best part? By having the right level of health insurance cover, you can access the benefits of remedial massage without breaking the bank.
In Australia, private health funds recognize the significance of remedial massage as a valuable healthcare service. By securing a comprehensive extras policy, you can ensure that your remedial massage treatments are covered, allowing you to prioritize your well-being without worrying about hefty out-of-pocket expenses.
It’s essential to find a policy that aligns with your specific needs, which is why we’ve put together this guide to help you explore different insurers, compare their coverage options, and consider the level of cover that suits your lifestyle and budget. Take charge of your healthcare journey today and discover the transformative benefits of remedial massage with private health insurance cover.Remedial Massage Cover: How to Get A Health Fund Rebate
Extras Cover - Remedial Massage
Did you know that your private health insurance can help you save on your remedial massage costs?
If your extras cover includes remedial massage, your private health insurer may reimburse you a percentage of the expenses. It's like a discount per session, making your wellness journey even more affordable.
Extras health insurance doesn’t always cover remedial massage, so you first need to check your health fund provider and the level of cover you cover for remedial massage.
How Much Can You Get Back for a Remedial Massage?
With extras cover, you pay a regular fee called a premium, and in return, you can receive a partial reimbursement for certain healthcare treatments (like remedial massage).
It's important to note that you won't receive 100% of the cost of your remedial massage treatments back through health insurance. The coverage provided will typically be a percentage of the cost or a fixed amount, which is usually lower than the total cost.
The specific amount of coverage can vary depending on your insurance provider, policy, and the type of treatment you receive. You can find detailed information about your coverage in your product disclosure statement (PDS). For instance, your insurance fund might cover 80% of your bill, up to a maximum of $800, or they may offer a flat benefit of $800.
Sometimes, remedial massage cover limits are combined with the maximum benefits for other complementary therapies such as acupuncture. To ensure you receive the benefits, make sure to visit a recognized practitioner. Insurers typically consider practitioners who have completed a diploma in remedial massage as eligible for coverage.
How Much Do I Pay in Premiums Per Month for Remedial Massage Cover?
Believe it or not, you can find private health cover for remedial massage at less than $13 per month.
Extras policies often include remedial massage limits, and in some cases, you might even enjoy a combined annual limit that encompasses other natural therapies and treatments.
Does Medicare Cover Remedial Massage Health Services?
Unfortunately, Medicare does not cover remedial massage. However, remedial massage is commonly included in private cover under natural or alternative therapy policies. It's important to note that worker's compensation benefits may also cover remedial massage in specific cases.
What is Remedial Massage?
Remedial massage isn't your typical relaxation massage—it's a specialised form of physiotherapy aimed at addressing specific ailments.
If you're dealing with muscle tension or chronic joint pain, remedial massage can be a great option for you.
Through targeted manipulation and the application of pressure to specific muscles and areas of the body, it can effectively treat conditions like carpal tunnel syndrome, back injuries, and even headaches.
Who Can Benefit From Cover for Remedial Massage?
Remedial massage is a fantastic way to find relief from muscle and joint pain, as well as soreness. Whether you've experienced an injury from sports, work, a car accident, or you have an ongoing physical ailment like back problems, remedial massage can work wonders for you.
It can even help alleviate the discomfort that comes with pregnancy. Take a look at some of the common conditions and injuries that remedial massage therapy can address:
- Arthritis
- Back pain and injuries
- Whiplash
- Shin splints
- Repetitive strain injury and carpal tunnel syndrome
- Muscle cramps
- Sporting injuries
- Dancing injuries
What to Look for When Choosing a Health Insurance Policy for Remedial Massage
When it comes to making a claim for remedial massage therapy, there are certain policy terms and conditions that you should keep in mind. These factors can affect your ability to successfully claim on your insurance. Here's what you need to know:
Treatment purpose:In order to make a claim for remedial massage therapy, it's important that you attend the appointment for a specific reason. This means you should have a genuine need for the treatment.
Treatment frequency: If you plan on having multiple remedial massage sessions in a single day with the same practitioner, keep in mind that you can only claim for one session. It's important to understand the limitations on claiming for multiple sessions within a short period of time.
One claim: If you have the opportunity to claim a rebate from multiple sources, such as your private health insurance and work cover, remember that you can only claim from one source. It's important to choose the most appropriate source for your claim.
Preferred providers: In most cases, you'll need to seek treatment from a recognised remedial massage therapist. However, some insurers may give you the flexibility to choose your own therapist from outside their practitioner network. Make sure to check your policy for any specific requirements.
Waiting periods: Keep in mind that for natural therapies like remedial massage or acupuncture, there is usually a waiting period before you can make a claim. This waiting period is typically two months from the time you take out the cover. However, if you have a pre-existing medical condition, the waiting period can be longer, possibly up to 12 months.
Qualifications: It's important to note that insurers may not recognize a remedial massage therapist if they have obtained their qualifications online or through distance education. Make sure your therapist's qualifications meet the standards required by your insurance provider.
READY TO TAKE OUT HEALTH INSURANCE FOR REMEDIAL MASSAGE?
If you’re ready to dive in and take out health insurance for remedial massage, check out our handy comparison tool below. Let us do the comparison work for you!
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FAQs
How is remedial massage different from other types of massage?
Remedial massage focuses on therapeutic techniques aimed at treating the body medically, unlike relaxation massage. It involves a range of manual therapy techniques, such as deep connective tissue massage and trigger point therapy, and can assist in rehabilitation, pain management, and injury recovery.
Which health insurance policies cover remedial massage?
Remedial massage is covered by most health insurance extras policies. You can choose to have extras health insurance on its own or combined with hospital cover. Unlike some other natural therapies that are no longer covered by private health insurers, remedial massage remains covered.
Is remedial massage covered by Medicare?
No, Medicare does not cover the cost of remedial massage. Medicare covers hospital, medical, and pharmaceutical costs, but therapies like physiotherapy, chiropractic, and remedial massage fall under private health insurance coverage.
How can I determine if I'm covered for remedial massage?
If you're unsure about your remedial massage coverage under your private health insurance policy, it's best to contact your health insurance provider directly. Some remedial massage practices may have a HICAPS machine, which can provide a quote if you have your health insurance card with you. The quote will indicate if you're covered for the services and whether a gap fee applies. If the quote states that the full amount needs to be paid, it means either you're not covered or you've reached the policy limit.
Are naturopathy and myotherapy the same as remedial massage?
No, naturopathy and myotherapy are not the same as remedial massage. While they are related in the sense that they all fall under the umbrella of natural therapies and can be used for a range of health benefits, they have distinct differences in terms of their focus and techniques.
What are the most popular health fund providers for remedial massage cover?
There are many Australian health fund providers offering cover for remedial massage. For example, Bupa, AHM, HCF , Medibank and more.
