HICAPS How it works

Select who you would like to cover to compare and get a quote

Want to claim on your health insurance quicker? HICAPS allows you to claim on the spot for some treatments.

If you already claim on private health insurance extras treatments such as dental, optical, chiro or remedial massage, chances are you’ve already taken advantage of HICAPS. However, for those new to private health insurance in Australia and have no idea of what HICAPS is, you’ll find this guide useful. We’ll share how HICAPS works, which health funds offer it and the type of services you can claim with the system. Understanding HICAPS could see you claiming on your health services quicker, reducing the entire process to just a few seconds. It also saves you the hassle of submitting your claim after the treatment and waiting for your payment to arrive in your bank account.

HICAPS is designed to help Australians better manage and claim their healthcare expenses.

If you utilise HICAPS and have health cover that suits your needs, you’ll be making the most of your private health insurance to cover the costs. If you can already see the advantages of HICAPS, you can begin the hunt for a better private health cover right now using our online comparison tool. Our comparison tool allows you to compare a range of hospital cover and extras cover options from health funds in just a few minutes.