Comparing and switching health funds is easier than you think

Private health insurance is really important to Australians, which is why there are 11 million of us who have it. It can provide you with more choice, control and peace of mind when looking after yours or your family’s health.
Related: Family Health Insurance – Everything You Need To Know

However, you may be feeling like your premiums keep going up every year but your benefits are actually getting worse. You may even have had a bad experience when you’ve gone to claim for everyday things like dental, optical or physio.

With people paying between $1,500 and $5,000 a year for health insurance, it’s no surprise that more and more people are shopping around to compare health insurance and switch.

In fact, did you know that every year hundreds of thousands of Australians switch to a new health fund?  

People are getting a lot more savvy about their health insurance and taking the time to find policies which suit their lifestyle and needs.

But we understand that just getting started can be overwhelming. It’s like looking at a supermarket shelf full of flashy items but you’re unsure which is right for you.

So let’s simplify it a little. The two most common questions on people’s minds tend to be:

Am I getting back as much as I used to?

Am I paying too much for health insurance?

While there are many health funds to choose from, answering these questions is actually a lot more straightforward than most people would think.  

What’s holding many Australians back is they’re not aware there are two types of health insurers out there: for-profit and not-for-profit.

Why is this so important?

Not-for-profit or mutual funds are run to benefit their members, so premiums are invested back into increasing benefits and improving customer service.

For-profits insurers, like Medibank, BUPA and nib, answer to their investors and focus on their business goals of delivering the best customer service.

Another thing many people don’t realise is they can qualify for industry specific health funds like Defence Health, Teachers Health, Emergency Services and Transport Health.

Compare Health Insurance Online has been incredibly successful at helping people find better value health insurance

People who use our service to find a Compare Health Insurance Online fund are constantly amazed at the quality our funds deliver at super competitive pricing.

Our online compare health insurance tool is completely free to use plus our staff members are friendly health insurance experts, so give us a call on 1300 73 96 92.

If you’re looking to switch, then look for health funds that have the Compare Health Insurance Online symbol.


How our service works

Enter a few details
1. Enter a few details

We’ll ask you some questions to better understand your needs and find cover that’s right for you.

Get An Expert Policy Comparison
2. Get An Expert Policy Comparison

Review your policy options and get a personalised quote with a health insurance expert.

Apply Online from your Quote or over the phone
3. Apply Online from your Quote or over the phone

When you’ve found the policy that’s right for you, apply online or give us a call and we’ll set up everything for you.

How we rate 5/5
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Very helpful

The person I spoke to was very helpful and not at all pushy. We ended up saving $1400 per year on family hospital cover.

Sarah HC
How we rate 5/5
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Great service & saved some money

I came across this service from a Facebook post and thought I had nothing to lose. And indeed I had everything to gain! Liz was most helpful - she did the hard yards in comparing my current cover with other funds in the market, and I ended up changing from our current provider with whom we'd been for over 30 years to another fund, providing high level benefits for a lower monthly premium. It was a seamless process with Liz making all the arrangements.

Margaret Blade
How we rate 5/5
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Fantastic customer service

Precise and very informative. Approach was very polite and friendly with a low key, non pushy style mixed with good humor, definitely very user friendly with sincere approach to needs of consumer and finally with an added bonus of excellent product knowledge. Thanks Tia.

How we rate 5/5
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I have only just joined

I have only just joined, but the advice and help I was given in finding the right policy for me was exceptional.

John McKay
5/5 heart rate
Tia’s service was great

She listened to everything I needed and I was able to save over $1,000 for the year on my health insurance. Thank you so much Tia :) Sarah, Greater Melbourne

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