It’s not me, it’s you – have you been with your health fund too long?
Nobody wants to be committed to something that no longer delivers benefits, even if it once felt right. When it comes to private health insurance, it seems Australian men and women are pretty good at staying with their provider for years just for the sake of it. It might not be the makings of a memorable rom-com, but it could be time for an honest chat with your current health insurer.
Recent studies have confirmed that not only is the average length of policy over 10 years, but many people are unaware of what they even get with the current health fund.
Not to worry. If you’re going through the process of reviewing your health insurance and seeing what’s out there, we can help ensure that if you do switch, you won’t be wasting money.
Firstly, what’s important to you right now?
Things in your life may have changed since you last updated your health insurance. Maybe you’ve gotten married, started a family or are dealing with some health concerns. What level of hospital and / or extras cover will give you peace of mind and protection when you do need to use it?
You’ll want to look at the number of private hospital agreements your current cover has and also what the approved list of health providers are – if these don’t meet your expectations and you’re left heavily out-of-pocket, then chances are you might be holding onto a ‘junk’ policy.
When it comes to health insurance, time is really money. The best way to ensure you’re getting the best combination of price and benefits is to compare policies and make a change to a Compare Health Insurance Online health fund.
To save valuable time, you can use our online comparison service to do most of the work for you. Or give us a call on 1300 73 96 92, and we’ll find the best health cover for you from our panel of health funds.