Everyone’s different, of course, and you might be on the receiving end of a lower or higher increase this year. The 4.84% figure is a weighted average across the whole industry, so not everyone will receive it.

The reality for most families in dollar terms is that the increase will be about $4 a week, which seems like a small figure, but we know that every dollar counts and it all adds up over the year.
Related: Family Health Insurance – Everything You Need To Know

So how can you use the rate rise time of year to your advantage?

Here at Compare Health Insurance Online, our advice is that instead of getting mad about the increase, you can use it to your advantage. Here’s what we recommend you do:

  • Find out what type of fund you’re currently with, and their potential motivations for the rate increase.
  • Get advice about whether the policy that you’re on is still right for you in terms of benefits and price.
  • If you don’t like the answers to either of those, switch to something better.

Compare Health Insurance Online can help you with each of those steps.

Does your policy still suit your needs?

You’ve got to know when to hold ’em, know when to fold ’em” – Kenny Rogers

Sage advice Kenny, sage advice. Like a hand in poker, knowing whether or not your health insurance policy is a winner is the most important part of the game. (Sidenote: unlike poker, there’s no bluffing in health insurance. You’re either on a policy that suits you or you’re not.)

Even if your policy was right for you when you first bought it, how long ago was that? When did you last review what you’re covered for? How can you be sure that it’s still good value? Circumstances change, and like any other household expense, it’s good to check you’re getting the best health insurance for you and your family’s needs.

You could do this research yourself, but there’s no need to.

The best way to ensure you’re getting the best combination of price and benefits is to compare policies and shop around. To save valuable time, you can use our online comparison service to do most of the work for you.

Call us on 1300 73 96 92, and we’ll help you find the best health cover for you and your family.

Take the first step

“Let’s get it on” – Marvin Gaye

Marvin said it best when he referred to health fund research being worthless if you don’t take any action. Okay, so maybe he didn’t say that exactly, but it’s what he meant.

Here’s what to remember:

If you’re with a health fund that doesn’t always act in your best interests, why would you stay with them? Even if your policy was right for you when you first bought it, it might not be now. There are other options.


If there’s one thing you do in response to all the negative media coverage of the rate increase, it should be to get in touch and let us help you. We’ll review your cover and find you better cover from a better fund.

Compare and join online today: Get started