Transform the Rise in Health Insurance Premium Rates into a positive for your family
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Everyone’s different, of course, and you might be on the receiving end of a lower or higher increase this year. The 4.84% figure is a weighted average across the whole industry, so not everyone will receive it.

The reality for most families in dollar terms is that the increase will be about $4 a week, which seems like a small figure, but we know that every dollar counts and it all adds up over the year.
Related: Family Health Insurance – Everything You Need To Know

So how can you use the rate rise time of year to your advantage?

Here at Compare Health Insurance Online, our advice is that instead of getting mad about the increase, you can use it to your advantage. Here’s what we recommend you do:

  • Find out what type of fund you’re currently with, and their potential motivations for the rate increase.
  • Get advice about whether the policy that you’re on is still right for you in terms of benefits and price.
  • If you don’t like the answers to either of those, switch to something better.

Compare Health Insurance Online can help you with each of those steps.

Not-for-profit or mutual funds are run to support the health of their members.
For-profit funds are run to turn your premiums into profits for investors or overseas owners. The big three Australian funds are all for-profit funds.

Does your policy still suit your needs?

You’ve got to know when to hold ’em, know when to fold ’em” – Kenny Rogers

Sage advice Kenny, sage advice. Like a hand in poker, knowing whether or not your health insurance policy is a winner is the most important part of the game. (Sidenote: unlike poker, there’s no bluffing in health insurance. You’re either on a policy that suits you or you’re not.)

Even if your policy was right for you when you first bought it, how long ago was that? When did you last review what you’re covered for? How can you be sure that it’s still good value? Circumstances change, and like any other household expense, it’s good to check you’re getting the best health insurance for you and your family’s needs.

You could do this research yourself, but there’s no need to.

The best way to ensure you’re getting the best combination of price and benefits is to compare policies and shop around. To save valuable time, you can use our online comparison service to do most of the work for you.

Call us on 1300 73 96 92, and we’ll help you find the best health cover for you and your family.

Take the first step

“Let’s get it on” – Marvin Gaye

Marvin said it best when he referred to health fund research being worthless if you don’t take any action. Okay, so maybe he didn’t say that exactly, but it’s what he meant.

Here’s what to remember:

If you’re with a health fund that doesn’t always act in your best interests, why would you stay with them? Even if your policy was right for you when you first bought it, it might not be now. There are other options.

If there’s one thing you do in response to all the negative media coverage of the rate increase, it should be to get in touch and let us help you. We’ll review your cover and find you better cover from a better fund.

Compare and join online today: Get started

How our service works

Enter a few details
1. Enter a few details

We’ll ask you some questions to better understand your needs and find cover that’s right for you.

Compare policies
2. Compare policies

Review your personalised policy options, or get some advice from our team over the phone.

Apply online
3. Apply online

When you’ve found the policy that’s right for you, apply online or give us a call and we’ll set up everything for you.

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The person I spoke to was very helpful and not at all pushy. We ended up saving $1400 per year on family hospital cover.

Sarah HC
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Great service & saved some money

I came across this service from a Facebook post and thought I had nothing to lose. And indeed I had everything to gain! Liz was most helpful - she did the hard yards in comparing my current cover with other funds in the market, and I ended up changing from our current provider with whom we'd been for over 30 years to another fund, providing high level benefits for a lower monthly premium. It was a seamless process with Liz making all the arrangements.

Margaret Blade
How we rate 5/5
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Fantastic customer service

Precise and very informative. Approach was very polite and friendly with a low key, non pushy style mixed with good humor, definitely very user friendly with sincere approach to needs of consumer and finally with an added bonus of excellent product knowledge. Thanks Tia.

Mike
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I have only just joined

I have only just joined, but the advice and help I was given in finding the right policy for me was exceptional.

John McKay
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Tia’s service was great

She listened to everything I needed and I was able to save over $1,000 for the year on my health insurance. Thank you so much Tia :) Sarah, Greater Melbourne

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