AIA Health Insurance

Advantages & Benefits in 2024
Engage with AIA Vitality to get a 100% excess refund, 10% boost on extras, and a 5% discount on your premiums
Enjoy yearly rewards like e-gift cards, cashback, discounted gym memberships, and cashback on Virgin Australia flights
Access no-gap dental treatments at smile.com.au dentists
AIA has agreements with most private hospitals across Australia
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Engage with AIA Vitality to get a 100% excess refund, 10% boost on extras, and a 5% discount on your premiums
Enjoy yearly rewards like e-gift cards, cashback, discounted gym memberships, and cashback on Virgin Australia flights
Access no-gap dental treatments at smile.com.au dentists
AIA has agreements with most private hospitals across Australia

AIA Australia is a significant player in the insurance game, being part of the AIA Group, which is the largest independent pan-Asian life insurance group. AIA set up shop in Australia in 1972 and today, they have offices all over Australia, helping millions of Aussies get the life and health insurance they need.

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Why Choose AIA

  • AIA Vitality Program: AIA Vitality is like having a personal health coach. This program rewards you for making healthy choices. Get discounts on gym memberships, fitness devices, and even cashback on flights. Plus, you can earn rewards just for staying active and engaging with your health.
  • Dental and Optical Discounts: Save on dental care with AIA's partnership with smile.com.au, offering 15-40% off all dental treatments. Plus, get great deals on glasses and eye care with discounts at major optical retailers.
  • Cancer Coach Program: If you're dealing with a cancer diagnosis, AIA Health has your back. Their CancerAid Cancer Coach program provides support and guidance from oncologists at no extra cost. It's designed to help you through every step of your cancer care journey.
  • Financial Perks: AIA Health members enjoy up to 80% back on out-of-pocket expenses for extras, a 100% refund on hospital excess after six months, and up to $500 in shopping vouchers annually through AIA Vitality. Plus, earn up to $260 a year for reaching your fitness goals.

About AIA

AIA Health Insurance is part of AIA Australia, a leading life insurance specialist. AIA Australia is committed to helping people live healthier, longer, and better lives. They offer a range of health insurance products designed to provide comprehensive coverage and support for all aspects of your health.

What's great about AIA Health Insurance is it's not just about covering medical bills—it's about encouraging a healthier lifestyle. With the AIA Vitality program, members are rewarded for making healthy choices. This program uses a science-backed approach to help you understand your health and take steps to improve it, offering discounts on gym memberships, fitness devices, and nutrition consultations.

AIA Health Insurance Policies

AIA offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.

Hospital & Extras Cover:

Flexible Hospital Cover: AIA provides an array of hospital plans tailored to your budget and needs. They also offer 'plus' plans for when you want a little extra without leaping to a more expensive policy tier.

Vitality Rewards: If you're active in AIA's Vitality program and have Silver-level Hospital cover for at least six months, AIA could refund your hospital excess if you end up in the hospital.

Emergency Ambulance Coverage: As a nice bonus, emergency ambulance service is included across AIA's Hospital policies.

Customisable Extras Cover: You can bundle Extras into your Hospital policy with AIA. Engage with the Vitality program, and you might score higher benefits on some Extras claims and even shave some dollars off your policy.

AIA Vitality Program

What is AIA Vitality?

It's AIA's health program aimed at encouraging healthier lifestyle choices. Incentives include gym discounts, flight cashbacks, and retail vouchers.

How It Works

Sign up online or via the app, start with a Bronze Status, and earn Vitality Points through fitness trackers and health checks. The points can elevate your status, unlocking bigger rewards, like up to 20% off your premium.

Partner Perks

  • Dental: They've teamed up with Smile.com.au for affordable dental care.
  • Optical: Discounts from Specsavers and OPSM.
  • Cancer Support: A partnership with CancerAid offers tailored support for members living with cancer.

How to Join AIA

Ready to join AIA? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process.

If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans.

Give us a call today, or use our simple comparison tool to compare online now.

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