AIA Australia is a significant player in the insurance game, being part of the AIA Group, which is the largest independent pan-Asian life insurance conglomerate. AIA set up shop in Australia in 1972 and today, they have offices all over Australia, helping more than 3.8 million Aussies get the life and health insurance they need.
AIA health insurance policies
- Hospital cover
- Extras cover
Why Choose AIA
- AIA Vitality Program: By being part of AIA's Vitality Program, you can earn rewards and discounts for healthy behaviour, such as exercising and undergoing health checks. The program's tiered system encourages you to reach new levels like Silver Status, which also earns you a 5% discount on your first year's premium.
- Total Coverage: Combined, 96% of AIA's medical services have either no gap or a known gap. That's a lot of coverage!
- Up to 80% Back on Extras: AIA offers chances to claim back on both essential extras like optical and dental, and less common services like hydrotherapy and mental health.
- Teaming up with Smiles.com.au: AIA has joined forces with Smiles.com.au to make your dental visits a bit lighter on the wallet. You could save up to 40% on dental treatments, and that's on top of the existing extras benefits you're already enjoying.
- 12 Weeks Free: Take out an eligible combined hospital & extras policy by 31 October and you’ll get up to 12 weeks free over your first 3 years. Plus, 2 & 6 month waiting periods waived on extras
AIA Health Insurance PoliciesAIA offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover. Based on a single person living in Victoria, under 65 years old, earning <$93,000 per year.
Hospital & Extras CoverFlexible Hospital Cover: AIA provides an array of hospital plans tailored to your budget and needs. They also offer 'plus' plans for when you want a little extra without leaping to a more expensive policy tier. Vitality Rewards: If you're active in AIA's Vitality program and have Silver-level Hospital cover for at least six months, AIA could refund your hospital excess if you end up in the hospital. Emergency Ambulance Coverage: As a nice bonus, emergency ambulance service is included across AIA's Hospital policies. Customisable Extras Cover: You can bundle Extras into your Hospital policy with AIA. Engage with the Vitality program, and you might score higher benefits on some Extras claims and even shave some dollars off your policy.
AIA Vitality Program
What is AIA Vitality?It's AIA's health program aimed at encouraging healthier lifestyle choices. Incentives include gym discounts, flight cashbacks, and retail vouchers. What is AIA Vitality? (overview)
How It WorksSign up online or via the app, start with a Bronze Status, and earn Vitality Points through fitness trackers and health checks. The points can elevate your status, unlocking bigger rewards, like up to 20% off your premium.
Partner PerksAIA has some cool collaborations:
- Dental: They've teamed up with Smile.com.au for affordable dental care.
- Optical: Discounts from Specsavers and OPSM.
- Cancer Support: A partnership with CancerAid offers tailored support for members living with cancer.