Australian Unity Health Insurance

Advantages & Benefits in 2024
Offers a variety of hospitals and extras cover plans tailored to different needs and budgets.
Provides up to 100% back on selected dental and optical services, plus coverage for therapies like physiotherapy and chiropractic.
Includes mental health support, chronic condition management, and Wellplan Rewards with discounts at popular retailers.
Enjoy a 4% discount when you pay your premiums by direct debit.
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Offers a variety of hospitals and extras cover plans tailored to different needs and budgets.
Provides up to 100% back on selected dental and optical services, plus coverage for therapies like physiotherapy and chiropractic.
Includes mental health support, chronic condition management, and Wellplan Rewards with discounts at popular retailers.
Enjoy a 4% discount when you pay your premiums by direct debit.

Australian Unity is one of Australia's oldest and most trusted health insurers, providing comprehensive health cover and exceptional member benefits. Established over 180 years ago, Australian Unity is a member-owned company dedicated to improving the wellbeing of its members through a wide range of health, wealth, and care services.

COMPARE POLICIES

Why Choose Australian Unity

  • Generous Extras Benefits: Australian Unity provides substantial extras benefits, including:
    • No Gap Dental Network: Get 100% back on selected dental services like scale and clean, fluoride treatment, and mouthguard.
    • Optical Benefits: Up to 100% back on prescription glasses, contact lenses, and repairs.
    • Therapies: Coverage for physiotherapy, chiropractic, osteopathy, and more.
    • Pharmacy Discounts: Up to $50 per script for non-prescription PBS pharmaceuticals and travel vaccinations.
  • Special Programs and Support: Members have access to various health support programs, such as:
    • Mental Health Support: Free support for managing mental health and chronic conditions.
    • Wellplan Rewards: A loyalty program offering discounts at popular retailers on groceries, petrol, meals, and more.
    • Hospital Agreements: Australian Unity has agreements with most private hospitals and clinics across Australia, ensuring broad access to quality healthcare.
  • Financial and Membership Perks: Australian Unity offers numerous financial benefits, including:
    • Discounts and Rewards: Ongoing discounts on health premiums, six weeks free health insurance for new members, and gift cards for referrals.
    • Flexible Claim Options: Members can claim on the spot through the HICAPS system at their provider, or online, through the mobile app, or by phone, email, or mail.

About Australian Unity Health Insurance

Australian Unity is a member-owned company with a rich history dating back over 180 years. Founded in 1840, it has grown to become one of Australia’s most trusted health insurers, dedicated to enhancing the wellbeing of its members through a wide range of health, wealth, and care services.

Australian Unity Health Insurance Policies

Australian Unity offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies, and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.

Hospital Cover

  • Simple Hospital (Basic Plus): Ideal for young singles and couples, this plan mainly covers accidents and a few specified procedures.
  • Standard Hospital (Bronze Plus): Designed for a broader audience, this plan expands your cover to include a variety of common medical procedures.
  • Value Hospital (Silver Plus): This covers most clinical categories like heart issues and joint replacements. Plus, no extra charges or co-payments for dependents and ambulance cover.
  • Intermediate Hospital (Silver Plus): Similar to Value, but adds extras like Hospital Care at Home and Rehabilitation at Home. Great for seniors.
  • Classic Hospital (Silver Plus): For those who want premium peace of mind without pregnancy and birth services.

Extras Cover

  • Base Extras: Think of it as your starter pack—covering general dental, physio, eyewear, acupuncture, and massage.
  • Mid Extras: Steps it up with 100% back on certain optical and dental services through their No Gap Dental Network.
  • Active Extras: A robust plan offering a broader range of services, again with 100% back on select dental and optical services.
  • Prime Extras: The gold standard—comprehensive coverage including dental, orthodontics, physio, chiro, health aids, and even emergency ambulance service.

How to Join Australian Unity

Ready to join Australian Unity? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process.

If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans. Give us a call today, or use our simple comparison tool to compare online now.

COMPARE HEALTH INSURANCE POLICIES