Australian Unity is one of the oldest companies in Australia that's owned by its members, not by stock market investors. This setup is great because any money the company makes gets put back into improving services, making it a trusted and reliable health insurance provider for Australians since 1840.
Australian Unity health insurance policies
- Hospital cover
- Extras cover
Why Choose Australian Unity
- Member-owned mutual fund, meaning they can reinvest their funds into services that benefit members
- Offers Wellplan Rewards Program – members can save on everyday expenses such as fuel, groceries, movie tickets, etc.
- Enjoy 6 weeks free when you join hospital and extras cover^
- Australian Unity has deferred any premium increases until 1 April 2024
Australian Unity Health Insurance PoliciesAustralian Unity offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital extras cover.
- Simple Hospital (Basic Plus): Ideal for young singles and couples, this plan mainly covers accidents and a few specified procedures.
- Standard Hospital (Bronze Plus): Designed for a broader audience, this plan expands your cover to include a variety of common medical procedures.
- Value Hospital (Silver Plus): This covers most clinical categories like heart issues and joint replacements. Plus, no extra charges or co-payments for dependents and ambulance cover.
- Intermediate Hospital (Silver Plus): Similar to Value, but adds extras like Hospital Care at Home and Rehabilitation at Home. Great for seniors.
- Classic Hospital (Silver Plus): For those who want premium peace of mind without pregnancy and birth services.
- Base Extras: Think of it as your starter pack—covering general dental, physio, eyewear, acupuncture, and massage.
- Mid Extras: Steps it up with 100% back on certain optical and dental services through their No Gap Dental Network.
- Active Extras: A robust plan offering a broader range of services, again with 100% back on select dental and optical services.
- Prime Extras: The gold standard—comprehensive coverage including dental, orthodontics, physio, chiro, health aids, and even emergency ambulance service