A not-for-profit health fund with a members-first philosophy.
Australia’s first certified carbon-neutral health fund.
Receive a 2% discount when you pay for six months’ cover in advance or 4% for a whole year.
The Health Insurance Fund of Australia (HIF), a nonprofit founded in WA in 1954, boasts about 120,000 members. Notably, it's Australia's first certified carbon-neutral health fund and is affiliated with Members Health, an alliance of nonprofit and mutual health funds.
HIF health insurance policies
- Hospital cover
- Extras cover
Why Choose HIF
- A not-for-profit health fund with a members-first philosophy
- AccessGap Cover eliminates/minimises out-of-pocket costs for inpatient medical services
- HIF is Australia’s first certified carbon-neutral health fund
- Receive a 2% discount when you pay for six months’ cover in advance or 4% for a whole year.
HIF Health Insurance Policies
HIF offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.Hospital Cover
Based on a single person living in Victoria, under 65 years old, earning <$93,000 per year.
HIF offers your standard hospital cover, including:
- Basic Plus
- Brzone
- Bronze Plus
- Silver
- Silver Plus
- Gold Top
Extras Cover
- Basic Extras
- Value Extras
- Simple Extras
- Essential Extras
- Advanced Extras
- Top Extras
