HIF Health Insurance

Advantages & Benefits in 2023
A not-for-profit health fund with a members-first philosophy.
Australia’s first certified carbon-neutral health fund.
Receive a 2% discount when you pay for six months’ cover in advance or 4% for a whole year.
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A not-for-profit health fund with a members-first philosophy.
Australia’s first certified carbon-neutral health fund.
Receive a 2% discount when you pay for six months’ cover in advance or 4% for a whole year.

The Health Insurance Fund of Australia (HIF), a nonprofit founded in WA in 1954, boasts about 120,000 members. Notably, it's Australia's first certified carbon-neutral health fund and is affiliated with Members Health, an alliance of nonprofit and mutual health funds.

HIF health insurance policies

How to become an HIF health insurance member

Why Choose HIF

  • A not-for-profit health fund with a members-first philosophy
  • AccessGap Cover eliminates/minimises out-of-pocket costs for inpatient medical services
  • HIF is Australia’s first certified carbon-neutral health fund
  • Receive a 2% discount when you pay for six months’ cover in advance or 4% for a whole year.

HIF Health Insurance Policies

HIF offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.

Hospital Cover

HIF Health Insurance Policies Based on a single person living in Victoria, under 65 years old, earning <$93,000 per year. HIF offers your standard hospital cover, including:
  • Basic Plus
  • Brzone
  • Bronze Plus
  • Silver
  • Silver Plus
  • Gold Top
VIEW BRONZE PLUS PDS

Extras Cover

HIF Health Insurance Policies Extras Cover

Based on a single person living in Victoria, under 65 years old, earning <$93,000 per year. There is also a range of extras cover options to choose from, including:
  • Basic Extras
  • Value Extras
  • Simple Extras
  • Essential Extras
  • Advanced Extras
  • Top Extras
VIEW ADVANCED EXTRAS PDS

How to Join HIF

Ready to join HIF? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process. If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans. Give us a call today, or use our simple comparison tool to compare online now.

COMPARE HEALTH INSURANCE POLICIES