The Health Insurance Fund of Australia (HIF), a nonprofit health fund founded in WA in 1954. It’s Australia's first certified carbon-neutral health fund and is affiliated with Members Health, an alliance of nonprofit and mutual health funds.
Why Choose HIF
- Tailored Coverage Options: HIF offers flexible plans including hospital, extras, and ambulance cover, which can be customised to fit your needs.
- Community and Service Focus: As a not-for-profit, member-owned fund, HIF reinvests profits into member services, offering better value and quality care. It's also Australia's first carbon-neutral health fund.
- Flexible Extras Cover: HIF provides multiple levels of extras cover, including dental, optical, physiotherapy, chiropractic, and alternative therapies. Choose from basic to comprehensive plans to suit your lifestyle and budget.
- Member Benefits and Rewards: HIF rewards members with discounts for prepaying premiums, referral rewards, exclusive competitions, and health partnerships. Loyal members also enjoy increasing benefits and annual limits on extras covers.
About HIF Health Insurance
HIF has been taking care of Aussies since 1954. As a not-for-profit and member-owned health fund, HIF puts your health and happiness first. They reinvest profits to improve services and keep costs down. HIF offers a variety of insurance covers, including hospital, medical, extras, pet, and travel insurance. Plus, they’re committed to progressive causes and environmental sustainability, proudly being Australia’s first carbon-neutral health fund.
HIF Health Insurance Policies
HIF offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.
Hospital Cover
HIF offers your standard hospital cover, including:
- Basic Plus
- Bronze
- Bronze Plus
- Silver
- Silver Plus
- Gold Top
Extras Cover
There is also a range of extras cover options to choose from, including:
- Basic Extras
- Value Extras
- Simple Extras
- Essential Extras
- Advanced Extras
- Top Extras
How to Join HIF
Ready to join HIF? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process.
If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans.
Give us a call today, or use our simple comparison tool to compare online now.
