Hunter Health Insurance is a nonprofit health fund and continues to provide comprehensive coverage for that industry as well as the wider community. They are part of the Members Health Fund Alliance, which backs not-for-profit, member-owned, and community-based health funds across Australia.
Why Choose Hunter Health Insurance
- Tailored Coverage Options: Hunter Health Insurance (HHI) has a range of plans to fit different needs. Whether you need hospital cover, extras, or just ambulance cover, you can mix and match to get the perfect plan for you.
- Community Focus and Great Service: As one of the first not-for-profit health insurers in the Hunter region, HHI puts a strong emphasis on supporting the community and providing excellent customer service. They have a low complaints rating, showing that members are generally very satisfied.
- Flexible Extras Cover: HHI offers five levels of extras cover to suit various budgets and needs. These cover services like dental, optical, chiropractic, and alternative therapies. You can choose from basic, budget-friendly options to comprehensive plans with higher annual limits.
- Family-Friendly Policies: HHI offers generous family policies, covering adult children for free until they turn 21, and full-time students until they turn 25, making it a great choice for families.
About Hunter Health Insurance
Hunter Health Insurance, originally called Cessnock District Health Fund (CDH), has been a trusted provider in the Hunter region since 1952. It started by offering affordable health coverage to local coal miners and has grown to serve a wider community. Being a not-for-profit insurer, HHI uses its profits to enhance services and keep costs low for members.
Hunter Health Health Insurance Policies
Hunter Health offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.
Hospital, Extras Cover or Ambulance Only Cover
Hunter Health Insurance offers a range of cover options, from:
- Basic: Goes beyond government basics by covering 35 clinical categories like cancer treatment and heart issues.
- Bronze Plus Smart: Full cover for 18 required Bronze categories plus extras like dental surgery.
- Silver Plus Thrifty: Covers 26 Silver-required categories and then some, including lung treatments.
- Silver Plus Young: Like Thrifty but adds pregnancy and birth.
- Silver Plus: Think Young, but swaps pregnancy for cataracts and full palliative care.
- Gold: Complete cover for all 38 Gold-required clinical categories.
- Ideal Extras: Entry-level with general dental, optical, and therapies.
- Healthy Extras: Adds endodontic, major dental, and services like weight management.
- Classic Extras: Like Healthy but with higher limits.
- Optimum Extras: The works, from orthodontics to psychology. Ambulance only if bundled.
- Elite Extras: Optimum, but with even higher limits and same ambulance caveat.
Ambulance only cover
- Just one plan, covering you for emergency ambulance rides that are medically needed.
How to Join Hunter Health Insurance
Ready to join Hunter Health? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process.
If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans.
Give us a call today, or use our simple comparison tool to compare online now.
