Hunter Health Insurance (HHI) began in 1952 as Cessnock District Health Benefits Fund, a health fund for miners. HHI is a nonprofit health fund and continues to provide comprehensive coverage for that industry as well as the wider community, with about 5400 current members. It's part of Members Health, an alliance of nonprofit and mutual health funds
Hunter Health health insurance policies
- Hospital cover
- Extras cover
Why Choose Hunter Health
- Specifically for people who live in the Hunter region of NSW
- The ideal health fund if you want cover from a small, community-based health fund that focuses on service.
- HHI provides three kinds of coverage: hospital, extras, and just ambulance. Mix and match them to suit your needs.
Hunter Health Health Insurance PoliciesHunter Health offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover. Based on a single person living in Victoria, under 65 years old, earning <$93,000 per year.
Hospital, Extras Cover or Ambulance Only CoverHunter Health Insurance offers a range of cover options, from:
Hospital only cover
- Basic: Goes beyond government basics by covering 35 clinical categories like cancer treatment and heart issues.
- Bronze Plus Smart: Full cover for 18 required Bronze categories plus extras like dental surgery.
- Silver Plus Thrifty: Covers 26 Silver-required categories and then some, including lung treatments.
- Silver Plus Young: Like Thrifty but adds pregnancy and birth.
- Silver Plus: Think Young, but swaps pregnancy for cataracts and full palliative care.
- Gold: Complete cover for all 38 Gold-required clinical categories.
- Ideal Extras: Entry-level with general dental, optical, and therapies.
- Healthy Extras: Adds endodontic, major dental, and services like weight management.
- Classic Extras: Like Healthy but with higher limits.
- Optimum Extras: The works, from orthodontics to psychology. Ambulance only if bundled.
- Elite Extras: Optimum, but with even higher limits and same ambulance caveat.
Ambulance only cover
- Just one plan, covering you for emergency ambulance rides that are medically needed.