With over 1.7 million members across AUNZ, nib is a big name in health insurance. They go beyond just coverage, offering perks like 10% off travel insurance. You can also skip extra specialist fees with their MediGap network, and their rewards program lets you save on everything from groceries to wellness services. They even have specialised health programs for conditions like diabetes and cancer.
Why Choose nib
- Flexible Coverage Options: nib offers a range of health insurance plans tailored to fit your life, whether you're single, part of a couple, a family, or an overseas student or visitor. You can choose from basic hospital cover to comprehensive packages that include extras like dental, optical, physiotherapy, and more.
- Rewards Program: With nib Rewards, you can enjoy discounts on everyday items and activities. Save up to 60% on movie tickets, and get up to 15% off dining, groceries, and fitness gear from brands like New Balance and Rebel Sport.
- Mobile App: Managing your health cover is super easy with the nib mobile app. Snap a photo of your receipt to claim, check your remaining extras benefits, and find nearby nib First Choice providers to save on out-of-pocket costs.
- MediGap Scheme: Avoid unexpected costs with nib’s MediGap scheme. This network of specialists charges nib directly for their services, so you won't have to worry about extra bills.
- Emergency Cover: All nib policies come with unlimited emergency ambulance cover, giving you peace of mind in case of an emergency. Plus, their Accidental Injury Benefit means that if you’re treated for an accident within 72 hours, you’ll receive top hospital cover benefits for the next 90 days.
- Health and Wellbeing Tools: nib offers free tools to help you stay healthy, like Health Check and skin cancer risk assessments. These give you personalised insights to manage your health effectively, making it easier to take care of yourself.
About nib Health Insurance
nib has been looking after Aussies since 1952. Initially created for workers at the BHP Newcastle Steelworks, nib has grown into one of Australia’s leading health insurers, now serving over one million members across Australia and New Zealand.
nib Health Insurance Policies
nib offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.
Hospital Cover
- Essential Hospital Plus: Perfect for covering the basics, this plan includes emergency ambulance services and accidental injury coverage.
- Bronze Hospital: Takes it up a step from basic by covering common needs like bone, joint and muscle treatments, diabetes care, and ear, nose, and throat issues.
- Bronze Hospital Plus: Similar to the Bronze Hospital but with a little extra—like coverage for podiatric surgery that you won't find in the standard Bronze.
- Silver Hospital: A step above Bronze, this option adds in treatments for heart issues and more.
- Silver Advantage Hospital Plus: This is top-tier hospital cover, missing out only on a few things like pregnancy.
Extras Cover
- Core Extras: Your go-to for essential services like optical, dental, and physiotherapy. You'll get 60% back on each visit, up to your annual limit.
- Core Extras Boost: It's Core Extras, but with more wiggle room thanks to higher annual limits.
- Core and Wellbeing Extras: Take the Core Extras and add a wellness boost, including remedial massage and chiropractic care.
- Top Extras: This one pulls out all the stops, covering a wide range of services with 75% back on each visit, up to your yearly limit.
How to Join nib
Ready to join nib? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process.
If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans.
Give us a call today, or use our simple comparison tool to compare online now.
