nib Health Insurance

Advantages & Benefits in 2023
Pay by direct debit and enjoy a 4% discount on your health cover.
Use nib rewards to save on groceries and shopping.
Qualify for specialised benefits like home chemo and rehab services.
Pay by direct debit and enjoy a 4% discount on your health cover.
Use nib rewards to save on groceries and shopping.
Qualify for specialised benefits like home chemo and rehab services.

With over 1.7 million members across AUNZ, nib is a big name in health insurance. They go beyond just coverage, offering perks like 10% off travel insurance. You can also skip extra specialist fees with their MediGap network, and their rewards program lets you save on everything from groceries to wellness services. They even have specialised health programs for conditions like diabetes and cancer.

nib health insurance policies

How to become an Nib health insurance member

Why Choose nib

  • Travel Savings: Nib members could score 10% off on travel insurance.
  • Direct Debit Deal: Pay by direct debit and enjoy a 4% discount on your health cover.
  • No Gaps with MediGap: Join the MediGap network to dodge those annoying extra charges from specialists.
  • Earn and Save: Use nib rewards to save on groceries, shopping, and get up to 30% off on things like fitness and natural therapies. Special Health Programs: Qualify for benefits like home chemo, rehab services, and specialised programs for conditions like diabetes.

nib Health Insurance Policies

nib offers a range of health insurance policies, from singles health insurance policies to couples policies, family policies and senior policies. Choose from hospital cover, extras cover, or combined hospital & extras cover.

Hospital Cover

Based on a single person living in Victoria, under 65 years old.
  • Essential Hospital Plus: Perfect for covering the basics, this plan includes emergency ambulance services and accidental injury coverage.
  • Bronze Hospital: Takes it up a notch from basic by covering common needs like bone, joint and muscle treatments, diabetes care, and ear, nose, and throat issues.
  • Bronze Hospital Plus: Similar to the Bronze Hospital but with a little extra—like coverage for podiatric surgery that you won't find in the standard Bronze.
VIEW NIB BRONZE HOSPITAL PLUS PDS
  • Silver Hospital: A step above Bronze, this option adds in treatments for heart issues and more.
  • Silver Advantage Hospital Plus: This is top-tier hospital cover, missing out only on a few things like pregnancy.
And remember, you have the freedom to choose your excess at $250, $500, or $750, although this might vary depending on the policy you pick.

Extras Cover

nib Health Insurance Policies extra cover Based on a single person living in Victoria, under 65 years of age.
  • Core Extras: Your go-to for essential services like optical, dental, and physiotherapy. You'll get 60% back on each visit, up to your annual limit.
  • Core Extras Boost: It's Core Extras, but with more wiggle room thanks to higher annual limits.
  • Core and Wellbeing Extras: Take the Core Extras and add a wellness boost, including remedial massage and chiropractic care.
VIEW CORE AND WELLBEING EXTRAS PDS
  • Top Extras: This one pulls out all the stops, covering a wide range of services with 75% back on each visit, up to your yearly limit.

How to Join nib

Ready to join nib? You apply online using our simple application tool, or you can call us and one of our expert consultants will guide you through the process. If you want to compare health funds to find the right fit for your needs, we can help you compare policies from our range of health fund providers and plans. Give us a call today, or use our simple comparison tool to compare online now.

COMPARE HEALTH INSURANCE POLICIES